Lender Requested Documents  

  All W2’s for 2011 & 2012

  Two most current pay stubs if paid bi-weekly/ Four most current if paid weekly   

  Home owner’s insurance agent’s contact info (You will need to let us know who you are using)

  Current mortgage statement for all mortgages on all properties

  1st mortgage NOTE (typically 3 page legal doc. found in your closing documents for current loan)

  2nd mortgage NOTE (sometimes referred to as Deed of Trust)

  Current property tax bill

  Bank statements covering past 60 days showing funds for closing (can be multiple accounts)

     show all pages of statements (ie: If it says 1 of 3 at the top, please bring all 3 pages)

  Cancelled checks for the previous ___ months to verify___

  Copy of driver’s license for all homeowners 

  Provide copy of your 2011 & 2012 tax returns (please include entire package with all schedules)

  Copy of Original Title Insurance Policy

  Rental/lease agreement(s)

  Proof of Social Security Income:  Provide Awards Letters or Bank Statements

  Proof of Pension Income 

  Divorce decree

  Separation agreement

  Proof of VA disability income (bank statement showing deposit)  please show all pages of statement  

  Proof of receipt of alimony/child support

  Asset statements (Annuities, IRA, 401k, etc.)  show most recent quarterly statement

  CPA letter stating that you have filed Self-employed past two years

  Homeowner’s association name & phone number (if applicable)

  Copy of social security card 

  Other: 

      Gift Fund Letter and Documentation 

*PLEASE NOTE ASSET STATEMENTS MUST IDENTIFY YOU.  Sometimes when printing off of the internet your identity is protected by not showing your name or account number.  Underwriting requires the statements to identify your name.  You may need to call your bank or investment firm to request these documents.